1.12 Work Menus at a Glance¶
Three sidebar items hold the day-to-day lending work: Farmer Profiles, Loan Assessments and CBS Account Mapping. This page explains what each one is for and who uses it. The step-by-step detail is in Modules 2 and 3.
flowchart LR
F[Farmer Profiles<br/>who the farmer is] --> L[Loan Assessments<br/>what is being lent, and why]
L --> C[CBS Account Mapping<br/>where the loan lives in CBS]Farmer Profiles¶
Used byCredit Assistants (capture), Credit Officers (review and verification), all roles (view)
Permissionfarmer.view or farmer.manage. Onboarding needs farmer.create
Screen titleFarmer Profile Registry
The farmer registry is the bank's record of each farmer. A complete profile is the foundation of every loan assessment.
| What you can do | How |
|---|---|
| Find a farmer | Type at least 4 characters of the name, farmer code or contact number in the search box |
| Onboard a new farmer | Onboard Farmer (needs farmer.create) |
| Open a profile | Select the farmer. The profile opens with tabs: Core Profile, Family & Household, Land Parcels, Geo Location, Crop Details, Market Linkages, Financial Profile and Documents |
Full detail: Module 2 · Farmer Onboarding & Profile
Loan Assessments¶
Used byCredit Assistants (prepare and submit), Credit Officers (review, score, recommend), Sanctioning Authority (decide)
Permissionassessment.view. Starting an assessment needs assessment.create
Which ones you seeDecided by your assessment scope: assigned, branch queue or whole bank. See How assessment visibility works
A loan assessment is one farmer's application for one loan product. It moves through a guided journey of steps, is submitted, and is then reviewed, scored and decided.
| Element | Purpose |
|---|---|
| All / Draft / Submitted | Shows every assessment, only those still being prepared, or only those already submitted |
| Start new assessment | Starts an application for a farmer (needs assessment.create) |
| Search and filters | Search by farmer, application ID or phone number, and filter by Taluk, Village and Product |
| Table | Application ID (shown as Draft until submitted), Farmer Name, Product, Status, the last 4 digits of the Aadhaar number, Taluk, Village, Phone, Created, Updated and Action |
| Bulk actions | Select several rows to Bulk assign Credit Assistant or Bulk submit to Credit Officer. A reason is required |
Full detail: Module 3 · Loan Assessment & Sanction
CBS Account Mapping¶
Used byCredit Operations (link accounts). Sanctioning Authority and Credit Officers (view)
Permissionfacility.read to view. facility.link_account to link, correct or close
When a loan is sanctioned, SaakhSetu creates a credit facility. Credit Operations then links that facility to the loan account number in the bank's Core Banking System (CBS) once the loan is disbursed. This link connects SaakhSetu's record of the decision to what actually happens to the loan afterwards.
| Filter | Shows facilities that are… |
|---|---|
| Awaiting link (default) | Sanctioned, but not yet linked to a CBS account. This is the work queue |
| Linked | Linked to a CBS loan account |
| Not disbursed | Sanctioned, but marked as never disbursed |
| Cancelled | Cancelled before a link was made |
| All | Every facility |
The queue is ordered oldest first, so the longest-waiting facilities are at the top. The columns are Farmer name, Farmer code, Lifecycle state, CBS account (Not linked until linked), Created, and View to open the facility.
Simulation facilities
A facility created by an internal test or simulation carries a marker next to its lifecycle state. Never link a real CBS account to a facility with that marker.
Full detail: 3.13 CBS Account Linking