Module 2

Farmer Onboarding & Profile¶

How to register a farmer and build a complete, evidence-backed profile: identity, family, land, location, crops, markets, finances and documents.

Every loan assessment in SaakhSetu is built on the farmer profile. When an assessment is submitted, SaakhSetu takes a frozen copy of the profile, and the Yogyank score is calculated from it. A complete, well-evidenced profile means a fair score and fewer returns for correction.

flowchart LR
    A[Onboard farmer<br/>core profile] --> B[Family & household]
    B --> C[Land parcels<br/>& soil health]
    C --> D[Geo location]
    C --> E[Crop details]
    E --> F[Market linkages]
    A --> G[Financial profile]
    A --> H[Documents]
    H -.->|verified evidence for| G
    H -.-> C
    H -.-> F

In this module¶

#	Page	What you will learn	Mainly for
2.1	Finding & Managing Farmers	Searching the registry, profile statuses, deactivating and reactivating	Everyone
2.2	Onboarding a Farmer	The 4-step onboarding wizard, drafts, and when the farmer code is assigned	Credit Assistant
2.3	The Farmer Profile & Core Profile	The profile header, the eight tabs, farming history and the newness visit	Everyone
2.4	Family & Household	Family members and mirrored links to other farmers	Credit Assistant
2.5	Land Parcels & Soil Health	Parcels, cultivation continuity, retiring parcels, soil test evidence	Credit Assistant, Credit Officer
2.6	Geo Location	Capturing a parcel's pin and boundary, with consent	Credit Assistant
2.7	Crop Details	Crop records, planned crops, fallow, irrigation, field visits, completeness	Credit Assistant, Credit Officer
2.8	Market Linkages	Sales channel, sale transactions, receipts, sales against income	Credit Assistant
2.9	Financial Profile	Banking, income and its verification, machinery, livestock, labour, allied livelihood, credit history	Credit Assistant, Credit Officer
2.10	Documents	Uploading, verifying and rejecting documents	Credit Assistant, Credit Officer
2.11	Profile Readiness Checklist	What to check before starting a loan assessment	Credit Assistant

Who does what¶

Task	Credit Assistant	Credit Officer
Onboard and edit farmers, family, land, crops, markets, finances	✓ (`farmer.create`, `farmer.update`)
Capture parcel location	✓ (`farmer.geolocate`)
Record irrigation field visits	✓ (`farmer.field_visit_capture`)
Upload documents	✓
Verify or reject documents, verify income, classify loans, confirm soil evidence, verify "not yet sold", record newness visits		✓ (`document.verify`)
Verify a "no prior formal credit" declaration		✓ (`credit_history.verify`), and never the person who recorded it
Deactivate or reactivate a farmer		✓ (`farmer.manage`)

These are the default role permissions. Your bank's roles may differ: see 1.6 Role & Permissions.

Principles that run through this module¶

Evidence over declaration

SaakhSetu distinguishes what the farmer declared from what was verified. A declared figure is recorded and shown as Declared. A verified figure needs a verified document or an independent check. Scoring gives more weight to verified evidence.

History is kept, never overwritten

Corrections to location, irrigation, field visits, soil verification, loan classification and similar records add a new version. The earlier one is kept as history. Documents are reviewed once. Parcels are retired, not deleted.

Separation of duties

The person who records something is not the person who verifies it. For example, a no-prior-credit declaration must be verified by someone else.